Free Loan Comparison Tool — No Signup Required

100% FreeNo credit check impact

Free personal loan comparison, with no fees until funded.

Compare rates from SoFi, Upgrade, LendingClub and more for free, or send a borrower request in about a minute so Lendpath can review relevant options for you. No fees until your loan is funded.

Get Matched Free

No hard pull
Free review
No fees until funded

By submitting, you agree Lendpath may review your info and contact you about relevant lender or affiliate-partner options.

Get Matched Free
8
top lenders compared
1 min
to send a match request
$0
cost to use Lendpath
Borrowers start here. Compare instantly or request a manual review.
8 top lenders compared
256-bit SSL encrypted
Compare in seconds
100% free to use
No credit score impact
Simple 3-step process

Compare personal loans in minutes

No signup required. No credit check. Just honest comparisons to help you make the right choice.

Step 1 · Instant

Compare top lenders

Browse our comparison table of 8 top personal loan providers. See APR ranges, loan amounts, and requirements at a glance.

Step 2 · Choose your fit

Review rates & terms

Each lender has different strengths. Find the one that fits your credit score, loan amount, and needs.

Step 3 · Apply direct

Apply with your chosen lender

Click through to apply directly on the lender's website. Your full application still happens with the lender.

Compare Loans Free

Free forever · No signup · No credit impact

8
Top lenders compared
3.99%
Lowest APR available
$0
Cost to compare (always free)
$100K
Max loan amounts available
Why use Lendpath

Smart borrowers compare first.

Don't settle for the first offer you find. Comparing personal loans can save you thousands in interest over the life of your loan.

Save thousands on interest

A 2% rate difference on a $20,000 loan can save you over $2,000. Our comparison tool makes it easy to spot the best deal.

No credit score impact

Browsing and comparing on Lendpath never touches your credit. Only a formal application with a lender can affect your score.

Compare in seconds

No need to visit 8 different websites. See rates, amounts, credit requirements, and features all in one place.

Unbiased comparisons

We show you real data from real lenders. No hidden favorites, no pay-to-rank. Just honest, side-by-side comparisons.

Your data stays private

We don't collect sensitive financial info. Compare freely — your personal data is never shared with lenders through us.

Educational resources

Our blog and guides help you understand personal loans, credit scores, and how to get the best terms possible.

Featured lenders

Top personal loan providers

We compare the most trusted personal loan lenders in the market. Here's a quick look.

SoFi

8.99–29.99% APR

Up to $100,000

Upgrade

9.99–35.99% APR

Up to $50,000

LendingClub

9.57–35.99% APR

Up to $40,000

LightStream

7.49–25.49% APR

Up to $100,000

Always free

Free loan comparison tools

Everything on Lendpath is completely free. We earn referral fees from lenders — not from you.

Free Forever

Lendpath Comparison Tools

$0free forever

Compare top personal loan lenders, use our loan calculator, and get personalized recommendations — all without paying a cent.

  • Side-by-side lender comparison
  • Personalized loan recommendations
  • Loan payment calculator
  • Educational blog & guides
  • No credit score impact
  • No signup required
Compare Loans Free

Lendpath is free because lenders pay us referral fees · This never affects your rates

What happens next

Compare now, request a manual review when you're ready

Lendpath helps in two ways: instant side-by-side lender comparisons and a lightweight borrower request that the team can review for partner-fit opportunities.

1. Compare lenders instantly

Use the comparison table to shortlist lenders by APR range, loan amount, and credit fit before you apply anywhere.

2. Send a match request

The homepage form now sits at the top of the page so you can request a review without hunting for it below the fold.

3. Keep moving while we review

You can keep browsing or take the quick quiz while Lendpath logs your request and checks for relevant partner options.

Got questions?

Frequently asked questions

Everything you need to know about Lendpath. Can't find what you're looking for? Email us.

No. Lendpath is a free comparison and education platform. We help you find and compare personal loan offers from top lenders like SoFi, Upgrade, LendingClub, and others. We never lend money directly or make lending decisions.

Lendpath may earn referral fees from tracked lender links or from partner introductions when we connect a qualified borrower with a lender team. This never changes your rate or adds fees. It helps keep the comparison tool free for borrowers.

No. Browsing and comparing loans on Lendpath has zero impact on your credit score. We show you publicly available rate information. When you click through to a lender's site and formally apply, some lenders may do a soft pull (no impact) for pre-qualification, and a hard pull only if you proceed with a full application.

It depends on the lender. Some lenders like Avant work with credit scores as low as 580, while others like LightStream prefer 660+. Our comparison tool shows the minimum credit score for each lender so you can find the best match for your situation.

Use our free comparison tool to see rates, loan amounts, and requirements side by side. You can also fill out our borrower match form so we can review your credit profile, loan amount, and purpose for relevant lender options. Our blog has in-depth guides to help you make the best decision.

We display the advertised APR ranges directly from each lender. Your actual rate will depend on your creditworthiness, loan amount, and term. We update our data regularly to keep it current. Always verify the final terms on the lender's website before accepting an offer.

Have another question? Email our team

Ready to find your best loan?

Compare personal loans in seconds

Stop guessing. See real rates from top lenders side by side. 100% free, no credit impact, no signup required.

Get Matched Free